Stop Creditor Harassment Today
Worries over losing your home to foreclosure or having your car repossessed. Nightmares about what will happen to your family if your financial situation doesn't improve. Fear that you'll never be able to get another job, or a loan or good credit ever again.
It's hard enough to deal with not having enough money to meet your monthly obligations. You shouldn't have to deal with harassment from creditors too. The good news is: You don't have to.
Focusing exclusively on consumer and small business bankruptcy matters since 1975, and drawing from the experience of having handled over 70,000 Minnesota bankruptcy cases before today – the attorneys at Prescott & Pearson, P.A. can help you put an end to the phone calls, the threats and the continued harassment you've been subjected to by creditors.
Take the first step toward a fresh start and call or contact our Twin Cities area law offices for a free consultation.
Creditors Have Limits Too
Your creditors know exactly what their rights are. Your creditors should also know exactly how far the law allows them to go in an effort to collect a debt from you. Now whether they do or not is another matter. But what the law says is that if creditor harassment has gone too far — you may be able to collect damages from them.
Under federal laws such as the Fair Debt Collection Practices Act (FDCPA), creditors are prohibited from:
- Contacting you between the hours of 9:00 p.m. and 8:00 a.m.
- Contacting your friends, family members, neighbors or co-workers about your debt
- Contacting you at work
- Contacting or threatening to contact your employer
- Threatening to file criminal charges or notify immigration authorities
- Using abusive language
- Using false, misleading, or deceptive information in an attempt to collect a debt
"This Is All We Do and We Do It Well."
Minneapolis-St. Paul: 651-968-8096 / Statewide Toll-Free: 888-366-0827
For answers to any other questions about creditor harassment and bankruptcy's automatic stay — don't hesitate to call or contact our lawyers in the Twin Cities area for a free consultation.
