As someone thinking about filing for bankruptcy, you may consider doing so because you want to put a stop to the constant barrage of phone calls and communications you receive from creditors. You may, too, be thinking about doing so because you have concerns about losing your car, your home, your paycheck and so on, and you may have heard that bankruptcy’s automatic stay may protect you in these areas.
Few things in life prepare you for bankruptcy. Each part of the process is a bit like navigating without a map. You know you are going somewhere, but the scenery is unfamiliar.